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401(k) Retirement Calculator

Project your future 401(k) retirement balance based on annual salary, employer matching, and growth rates.

401(k) Details

Current Age

Retirement Age

Annual Salary

Current 401(k)

Contribution (%)

Return Rate (%)

Employer Match (%)

Match Limit (%)

Projected 401(k) Balance at Age 65

Personal Contributions$0

Employer Matching+$0

Compound Market Growth+$0

Mathematical Model FormulaRetirement projection using annual contribution, salary growth, matching formulas, and investment return.

Estimate your future 401(k) balance at retirement and see the effect of employer matching.

See how your savings grow over time with compound interest. Supports monthly/annual deposits and compounding frequencies.

Estimate your take-home pay or net income after federal, state, and local tax withholdings. Toggle hourly vs salary rates.